Life Insurance Tools was created to educate individuals on all things life insurance. Our goal is to protect those you love, your assets, and yourself during those times when you need it most.
Most Americans believe the only purpose for life insurance is to cover death and burial expense but it is rarely mentioned that life insurance can also assist if you become critically, chronically, or terminally ill. Our advisors are here to help you understand how you can fully benefit from your policy.
What is Life Insurance?
Life Insurance is your way of ensuring the security of yourself, your assets, and those you love. Its not a matter of “if” you’ll need life insurance but when.
Life is full of risk. While you are sleep at home you are at risk from the trees that are positioned close to your home. The stove that you cook on can be come a risk if you forget to turn it off. Driving in your car you are at risk from the crazy driver next to you. Life Insurance is purchased to transfer or share risk to a larger group. Carrying a load is easier when you share the weight.